1. General
Access to this site and the use of information contained on it
is governed by the terms and conditions set out below.
These terms and conditions are important and are for the protection of both
ourselves and you.
Please take the time to read the terms and conditions
carefully as by proceeding further into the site, you will be deemed to
have accepted them.
2. Governing Law
This site is established in the United Kingdom in
accordance with the laws of England and will be governed by the laws of
that country. When you use the site, you accept that your use of the site
and any information on the site, will also be governed by the laws of
England and if any dispute arises from your use of the site or any of
the information on it, you agree to allow such dispute to be heard in the
English courts.
The distribution of information on the site may be
restricted by local law or regulation in certain jurisdictions.
This site is aimed only at persons in the United Kingdom. If you are in any
doubt as to whether you can lawfully use this site,
please do not proceed further.
This site is issued in the United Kingdom by Investment
Funds Direct Limited which is regulated by the Financial Services
Authority. The FSA may not regulate all products and services on this site.
3. Copyright
You may not copy, reproduce, duplicate modify, adopt, lend, sell or otherwise
transfer, in whole or in part, any of the information or data on the site
except for the purpose of accessing the service and producing print outs for
your own personal use.
4. Non-advisory service
We do not provide advice. You should not treat any
information or comment or the result of using any tools on the website as a
recommendation of a particular investment, or as an indication that it is
suitable for your particular circumstances. If you need individual advice
or are uncertain about the suitability of any product for you then you
should contact an Independent Financial Adviser.
5. Accuracy of Information
Fundsdirect uses all reasonable skill and care in compiling
the information. Although we attempt to ensure that all of the information on
this site is accurate at the time of inclusion, we cannot guarantee this is the
case and it should not be relied upon as such. Errors or omissions in the
information may occur due to a number of factors inherent in any Internet
access system and are not within Fundsdirect's reasonable control.
The information is valid only on the date that such information is supplied by
Fundsdirect via its Internet service. The relevant date for any particular
information is the date printed on the page on which the information appears.
6. Factors to consider when investing
You are reminded that the past performance of an investment
is not necessarily a guide to its future performance. The value of, and income
from, investments may fall as well as rise and investors may not get back the
amount invested. In addition, changes in rates of foreign exchange may cause
the value of investments to go up or down. The stockmarkets and currencies of
emerging markets can be extremely volatile; no investor should invest unless
he or she is prepared to accept a high degree of risk. Tax benefits,
if any, may vary as a result of individual circumstances and the levels
and bases of and reliefs from taxation may change.
The tax regime of ISAs could change in the future.
7. Technology
Access to our website and use of the electronic dealing
facility may be prevented by certain factors outside the reasonable control
of Fundsdirect including, without limitation, the in-operation, inefficiency
or unsuitability of your equipment and the unavailability, in-operation or
interruption of Internet or other telecommunication services.
Fundsdirect does not accept any responsibility and will not be liable
for any loss or damage arising out of or in connection with any such
service disruption.
8. Links to third party sites
Some pages on this site contain hypertext links to websites
not maintained by us. Any opinions or recommendations expressed on third party
sites are solely those of the independent providers, not of Fundsdirect.
We are not responsible for the content of such pages and we do not endorse
or make any recommendation about such products or services. Nor do we
guarantee or give any warranty with respect to the information contained on
such third party sites. Fundsdirect shall not be liable for the timeliness,
sequence, accuracy, adequacy, completeness or any other aspect of the
information contained on such third party sites or sites linked to
such sites. Fundsdirect shall not be liable for any loss or damage
arising from your reliance upon such information.
Any links to third party sites are provided solely as a
convenience to our users and at your own risk.
9. E-mail
The sending of personal information via e-mail over the
internet may not be secure and can be intercepted by third parties or
incorrectly delivered. You should not divulge personal information over the
internet unless you are using secure or encrypted communications technology.
Any e-mail sent by employees of Investment Funds Direct
Ltd is confidential and intended for the use of the intended recipient only.
If you receive an email in error, please inform Fundsdirect immediately then
delete it.
Unless it specifically states otherwise, emails do not
form part of a contract.
E-mail traffic may be monitored and recorded by
Investment Funds Direct Ltd for security and compliance purposes.
Whilst Investment Funds Direct Ltd takes steps to
prevent the transmission of viruses via e-mail, we cannot guarantee
that any e-mail or attachment is free from computer viruses and you are
strongly advised to undertake your own anti-virus precautions.
Investment Funds Direct Ltd takes no responsibility
for any loss, damage or expense incurred by you or a third party as a
result of receiving any email from Investment Funds Direct Ltd.
10. Use of Site
You are not permitted to use this site for any illegal or improper
purpose, including, without limitation, the transmission of any defamatory or obscene
material. You will fully indemnify us in respect of any breach of this prohibition.
If you wish to apply to make an investment via the site, you must
read our Terms & Conditions for investment business.
11. Data Protection Act
Investment Funds Direct Limited is registered with
the Data Protection Registrar.
No personal information supplied to Investment
Funds Direct Ltd through this site will be provided to third parties
unless required by law or for the purposes of completing a Deal.
Under the Data Protection Act, Account Investors are
entitled to a copy of their Personal Information held by Investment Funds
Direct Ltd. All requests for Data Information must be made in writing to
Investment Funds Direct Ltd, 9 Palace Yard Mews, Bath, BA1 2NH. Investment
Funds Direct Ltd charge a £10 fee for the administration of such requests.
Fundsdirect may occasional send you e-mails or letters
to advise you of new products, services or promotions relevant to you.
Should you not wish to receive such information you should ‘opt out’ by
emailing
fundsdirectmarketing@fundsdirect.co.uk
